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21216 Rio Oro Drive , Cornelius, NC 28031

$3,750,000
  • 21216 Rio Oro Drive , Cornelius, NC 28031 Main Photo

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New to the Market Active
BEDS5 BATHS5 full 1 partial SQUARE FEET5,188 MLS#4439919
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONBahia Bay

Property Description

Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed with incredible attention to detail, every level has been thoughtfully planned and the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, a diamond-coffered ceiling, and an oversized arched opening set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and the water beyond.At the heart of the home, the kitchen pairs high-end design with exceptional functionality. A 2.5-inch mitered-edge Azurra Bay quartzite island, custom two-tone inset cabinetry, white oak accents, a substantial panel-ready appliance package, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake. Just beyond is a hidden pantry/scullery with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage.The main level also features a private guest suite with its own finished en-suite bath and oversized walk-in shower, ideal for multigenerational living, long-term guests, or a private retreat. Upstairs, the primary suite feels like a true escape, with sliders to a private balcony overlooking the lake, two oversized custom closets with integrated LED lighting, and a spa-inspired bath with marble tile, floor-to-ceiling glass shower, custom cabinetry, dual vanities, and gold fixtures. Three additional bedrooms and a generously sized laundry room with extensive cabinetry and storage complete the upper level.The lower level is a finished basement built as an extension of the home's entertaining space, with a full custom golf simulator, built-in sauna, private home office, second laundry room, and a kitchenette with ice maker and wine cooler. Quad-stack sliders and a pass-through window from the kitchenette open the indoor/outdoor space to the lower terrace, with room for a future pool just outside. It was designed for lake days, pool parties, game days, and evenings with friends.Outside, professionally landscaped grounds lead to a private dock on a peaceful Lake Norman cove. The three covered rear porches offer places to relax, dine, and enjoy the setting, with a future pool area just steps from your door.Located in Bahia Bay in Cornelius, minutes from dining, shopping, and medical care, this home delivers the Lake Norman lifestyle in one of the area's most sought-after waterfront locations. Exceptional craftsmanship, thoughtful design, and waterfront living come together in a home that truly needs to be experienced in person

21216 Rio Oro Drive | MLS# 4439919

This single family home located at 21216 Rio Oro Drive , Cornelius, NC 28031 is currently listed for sale with an asking price of $3,750,000. This property was built in 2026 and has 5 bedrooms and 5 full and 1 partial baths with 5188 sq. ft. Rio Oro Drive is located in the Bahia Bay subdivision. Search Bahia Bay real estate on ashleyt.lakenormanrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Walk-Out Access, Daylight, Exterior Entry, Finished
Garage: 2 car attached
Heating: Heat Pump, Natural Gas
Lot Size: 0.23 Acres
Roof Type: Architectural Shingle
Year Built: 2026

Amenities

Wet Bar
Drop Zone
Entrance Foyer
Kitchen Island
Open Floorplan
Pantry
Sauna
Storage
Walk-In Closet(s)
Walk-In Pantry
In-Ground Irrigation

Feature Descriptions

Appliances: Microwave, Bar Fridge, Dishwasher, Disposal, Double Oven, Exhaust Hood, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker
Body of Water: Lake Norman
Community Features: Picnic Area, Lake Access
Exterior: Hard Stucco, Fiber Cement
Fireplace: Gas, Family Room
Flooring: Wood, Tile
Foundation: Basement
HOA Fee: $75/ Annually
Laundry: Laundry Room, In Basement, Upper Level
Lot: Waterfront, Cleared
Parcel#: 001-297-40
Parking: Attached Garage, Garage Faces Front, Driveway
Patio/Porch: Rear Porch, Covered
Security: Carbon Monoxide Detector(s)
Sewer: Public Sewer
Special View Info: Water
Utilities: Underground Utilities, Cable Available, Fiber Optics, Natural Gas
Water: City
Water Features: Dock, Boat Ramp ? Community, Boat Slip (Deed)
Window Features: Insulated Window(s)

Local Schools

High School: Unspecified
Middle School: Unspecified
Elementary School: Unspecified

Listed By / Shown By

Listed By

Agency Name: Ivester Jackson Christie's
Agency Contact: lori@ivesterjackson.com

Shown By

Agent Name: Ashley Towns
Agent Phone: (704) 880-9858
Agency Title: Lake Norman Realty

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Estimated Payment

$ 21,052.82 per month $19,959.07 Principal & Interest $0.00 Property Tax (data not provided by mls) $1,093.75 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/03/2026. The listing information on this page last changed on 11/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 11/03/2026 12:00:00 AM EST) or Canopy MLS (last updated Mon 11/02/2026 11:57:37 PM EST) or Triad MLS (last updated Mon 11/02/2026 11:40:16 PM EST). Real estate listings held by brokerage firms other than Lake Norman Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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